Why truck accident claims can be complicated

February 10, 2023 | Motor Vehicle Accidents

Truck accidents can be devastating and often result in severe injuries or even death. However, filing a claim for a truck accident in Florida can be complicated and may be different from filing a claim for a car accident.

Number of parties involved

One reason why truck accident claims can be complicated is because of the number of parties involved. In a truck accident, there may be multiple parties that are liable for the accident, including the truck driver, the trucking company, the mechanic, and the manufacturer of the truck or its parts. Identifying the responsible party and determining liability can be a complex process that requires a thorough investigation.

Laws and regulations

Another reason why truck accident claims can be complicated is because of the unique laws and regulations that apply to the trucking industry. The trucking industry is heavily regulated by federal and state laws, which govern everything from the hours a driver can work to the truck’s maintenance. These laws can be complex and challenging to navigate.

Insurance companies

Motor vehicle accidents involving trucks often concern multiple insurance companies, which can make the claim process more complicated. The truck driver may have personal auto insurance, but the trucking company may also have liability insurance. The transported cargo may be insured separately, presenting an additional challenge to resolving the claim.

Investigation process

Trucking companies and their insurers may have access to legal and investigative resources that far exceed those available to the average individual. They may also have teams of legal and insurance representatives that work to minimize the company’s liability and payout. This can make negotiating a settlement or taking a case to trial more difficult for the injured person or their family.

Navigating the truck accident claims process

Truck accident claims can be complicated due to various reasons that can be present after an incident. It is important for individuals involved in a truck accident to understand the different moving parts in the process as each party involved adds a layer of complexity to the claim.

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