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Services like Uber have reshaped the way we get around. They offer convenience and flexibility, but accidents still happen—and when they do, the question of who is responsible becomes important. If you were injured in a crash while riding as a passenger or were hit by an Uber driver, you may be wondering whether you can pursue a claim. The short answer is yes, but how that claim is handled depends on the situation. As a Plantation, FL Uber accident lawyer, we’ve seen how these cases can affect injury victims and their ability to recover compensation.

Establishing Liability When Your Uber Driver Causes A Crash

If your Uber driver was at fault, the first step is determining what coverage applies. Uber has an insurance policy that generally covers drivers during active trips. That coverage includes up to $1 million in liability insurance when a ride is in progress. As a passenger, you are covered under that policy. If another driver was also involved and shared fault, their insurance may also come into play, depending on the circumstances.

It’s important to understand that fault still has to be proven. Police reports, eyewitness statements, dashcam footage, and your own account all play a role in showing what happened. We often work with our clients to gather this information early so that it supports their claim if it becomes contested.

Filing A Claim As A Passenger Or Another Injured Party

Injured passengers in an Uber accident typically submit their claim through Uber’s liability insurance. If the Uber driver was not at fault, you may still file against the at-fault driver’s insurance. In cases where fault is unclear, both insurers may initially deny liability until more facts come to light. If you were driving another vehicle or were a pedestrian when hit by an Uber driver, you may still have access to Uber’s policy depending on whether the driver was on-duty and had accepted a ride.

It’s also worth noting that Uber’s insurance applies differently depending on the phase the driver was in—waiting for a ride request, en route to a pickup, or actively transporting a passenger. These distinctions can affect how much coverage is available and from which policy. That’s why the timing of the crash matters.

Why Quick Action Can Make A Difference

One mistake we often see is waiting too long to report the crash or seek medical treatment. Doing so can hurt your case, especially if you later need to show how the injuries were tied to the collision. Uber’s insurance carrier will likely require documentation, including medical records, ride receipts, and a report of the accident. The more you can gather in the days following the crash, the stronger your claim will be.

Getting The Right Support For An Uber Accident Claim

Pursuing a claim after an Uber accident can be challenging, but you still have legal rights. Whether you were a passenger or someone impacted by a driver’s careless actions, the law gives you a path to seek compensation. It comes down to timely action, clear records, and understanding how rideshare insurance works. If you have questions about your situation or want help moving forward, the team at Newman Injury Law, PLLC can review your case. Speak with our legal team today to protect your rights and start your claim with confidence. Our firm offers complimentary consultations and 24/7 live call answering.